Credit Control Unit Manager
DUTIES AND RESPONSIBILITIES
(1) Credit Risk Management
Manage in development of policies, procedure and guideline in managing lending process on customer selection, loan assessment, disbursement, monitoring and collection and conduct the internal control to make sure that all credit operations are compliance.
Conduct on site branches inspection in the area of loan operations especially loan assessment, delinquency loan management, documentation and others.
Temporary in charge of any of branch credit personnel in the case of absent of the responsible people especially branch manager and chief loan
(2) Credit Performance Management
Provide coaching and feedback to the poor performance by helping to develop a strong performance culture and professional work ethic.
Ensure that all branch managers have convert overall branch objectives to individual performance target. Monitor and evaluate those target plans on time and regularly and provide sufficient coaching and feedback especially to poor performers.
Assist in development of performance assessment tool in order to evaluate branch performance in the purpose of giving recognition or feedback and carry out independent evaluation of loan requests from all branches and recommend for approval.
Support branch staffs of credit function such as Loan Officer and Chief Loan Officer in performing their duty.
(3) Capacity Development
Participate in training on how to set loan target plan and performance assessment to branch managers, CLO, DCLO and or others related staff.
Provide training to new recruit staffs on credit policies, procedures, loan assessment and delinquency management to ensure staffs are knowledgeable and skillful.
(4) Recruitment Involvement
Help (deputy) head of Credit department identify staffing need in the department and for branches.
Participate in the process of recruitment and selection of Credit staff.
(5) Reporting and Others
Prepare necessary reports as practical control and as required by management, auditors, and other stakeholders.
Assist in Meeting schedule of Credit Dept;.
Perform other tasks as required by managers.
Be willing and ready to contribute and assist where needed.
QUALIFICATIONS AND REQUIREMENTS:
At least Bachelor’s degree in accounting, finance, banking, or business administration or equivalent.
Proficient in Myanmar Language
Being able to communicate well in formal English (writing, speaking, and listening)
(3) Practical Experiences and Skills
At least two year experience in financial or banking in industry of credit field.
Good Communication, interpersonal and problem solving skills.
Be Computer Literacy-MS Office, MS outlook and MS Excel.
Ability to initiate and prioritize multi-tasks.
Be Honest, Flexible, hardworking, able to work under pressure and willing to travel
Be well-organized and a good starter
(4) Emotional and Physical Demands
Good emotional quotient
Be healthy and strong
Be well-dressed or well-groomed