Management Associate (Credit Analysis)
Job Summary
Management Associate (Credit Analysis)
- Minimum Qualification: Bachelor
- Experience Level: Mid level
- Experience Length: 4 years
Job Description/Requirements
Responsibility
- Helping the Head of Business Banking on assigned credit projects and co-ordination work.
- Supporting the RM in preparing and drafting Credit Application Papers via SWOT Analysis.
- Receiving financial information from customers for credit analysis.
- Carrying out industry risk assessments and also conducting research on industry trends.
- Identifying
any risks that bank should be aware of and communicates to RM and Head
so that information can be shared to other departments.
- Monitoring credit risk for relevant customers including covenants, risk triggers, FX fluctuations etc.
- Carrying out other research/reports as and when needed for market intelligence.
- Maintaining Customer File to be stored in filing cabinet.
- Monitoring Terms and conditions of facilities for Compliance and performing mark to market measurement and valuation.
Requirement
Skills Required:
- Fluency in English required.
- Good presentation skills and people skills and a team player.
- Competency in Microsoft Excel is essential.
Qualification Required:
- A strong education background in business, accounting, economics, administration or finance is preferred
- Experience in accounting, consultancy, business, finance and banking preferred.
- Knowledge in banking and credit analysis (to be provided from on-the-job training).