DUTIES AND RESPONSIBILITIES
(1) Branch Performance Report
§ Gather and organize data to prepare portfolio and other credit management reports and supply to all stakeholder.
§ Prepare loan consolidation reports in daily, monthly, quarterly and annually basis for monitoring credit performance such as loan productivity and quality.
§ Monitor the compositions of loan portfolio exposure, analyze trends, review limits and report to higher authorities.
§ Prepare in set and revise monthly, quarterly , annual loan target plan or projection plan to all branches including projection of borrower, portfolio outstanding , disbursement , loan collection , portfolio at risk … etc.
§ Monitoring and following up branch performance to keep them on track to the right direction and carry out independent evaluation of loan requests from all branches and recommend for approval.
§ Cooperate with Marketing Department in facilitating the preparation or revision of annual portfolio growth plan, branch loan target plan.
(2) Capacity Development
§ Prepare in delivering training materials and train both new recruited and existing employees on credit policies, procedures, loan assessment, delinquency management and solving default.
§ Identify the training needs of the existing employees to improve the effectiveness of their performance.
§ Take part in identifying KPI for performance evaluation of credit personnel for including but not limited to probationary review, annual evaluation, and rewarding evaluation.
§ Constantly improve skills and knowledge to cope with the company’s expansion.
(3) Recruitment Involvement
§ Help (deputy) head of Credit department identify staffing need in the department and for branches.
§ Participate in the process of recruitment and selection of Credit staff.
(4) Reporting and Others
§ Prepare necessary reports as practical control and as required by management, auditors, and other stakeholders.
§ Assist in Meeting schedule of Credit Dept;.
§ Perform other tasks as required by managers.
§ Be willing and ready to contribute and assist where needed.